A current account that stays out of your way
Everyday spending, saving pots and a card you can freeze in seconds — pick the account that matches how you actually bank.
Three accounts, one straightforward switch
No account pays you to read the terms twice — here's what each one actually includes.
Albion Current Account
No monthly fee, contactless card, and instant spending notifications.
- £0 monthly account fee
- Fee-free spending in 30+ currencies
- Same-day faster payments
- Freeze/unfreeze your card in the app
Albion Student Account
Built for term-time budgeting, with an optional interest-free overdraft to arrange.
- Interest-free overdraft, subject to approval
- Budgeting pots for rent, bills and fun money
- No card fees on cash withdrawals in the UK
- Switch back to a standard account anytime
Albion Premier Account
A named relationship contact and preferential lending rates for higher earners.
- Dedicated relationship contact
- Preferential mortgage & loan rates
- Travel and purchase protection insurance
- £17/month, waived if you pay in £1,500+
Everyday banking, sorted from your phone
Spending pots
Split money into pots for bills, rent or a holiday — without opening a new account.
Instant notifications
Get a push alert the moment your card is used, so nothing goes unnoticed.
Card controls
Freeze your card, set an ATM limit, or block gambling transactions in a couple of taps.
Moving your account takes seven working days
Open your account
Apply online in around ten minutes, or bring ID into any branch.
Choose your switch date
Pick the day the Current Account Switch Service moves everything over.
We move your payments
Direct debits, standing orders and your salary are redirected automatically.
Your old account closes
Any leftover balance transfers across and your previous account shuts on your behalf.
Personal banking FAQs
The standard Current Account has no monthly fee. The Premier Account charges £17 a month, waived if you pay in £1,500 or more.
Using the Current Account Switch Service, your payments and balance move across within seven working days of your chosen switch date.
Arranged overdrafts are available on all three accounts, subject to a credit check and affordability assessment.
A valid passport or driving licence, plus a recent proof of address such as a utility bill or bank statement.
Ready when you are
Open a current account online, or find your nearest branch.